Hi, I use a Panasonic point and shoot, and have a really high regard for them, I have access to Canon dslr stuff, but honestly the Panasonic performs better in most situations, especially low light unless you want huge files or raw images.
I have had three over the years, first a TZ5, and since 2 TZ 7's...I managed to trash one by dropping it 40 feet, and the one I have now is an identical one bought off the bay boxed and mint with extra cards and batteries for about £80 delivered.
Takes short high def video too, has a great lens and macro setting etc., so great for close ups, plus is childishly simple to use.
Actual camera here reviewed;
http://www.trustedreviews.com/Panaso...-Camera_review
Always loads on various sites S/H, and at the prices they are a total bargain, and you don't have to stress to much, mine goes everywhere with me!
Sorry if this is a bit off topic, but have been asked before and people are always surprised that you don't need to break the bank to get good photos!
ATB, Ed