bankk transfers a cautinonary tale.

[FattMann]

Back in August and early September I got scammeded on here ourt of £400 for an Evolution and scope that never arrivded the sciumbags been banded and its in the hands of the police so I wont bore you. I payded by bank transfer thinking (wrongly) that if it went wrong I would be covered has you are with a credit card Both my bank ( Barclays) and his HSBC seem unwilling to offer any recompence, even though no one in my bank told me I wasnt coverd when the cash was transfered So £400 down and now in the hands of the FOS. So be aware bank transfers may not be has safe has you think

[flatrajectory]

Bloody hell Dave, that is bad luck ,and indeed a wake up call to the rest of us.
That is why I now only deal face to face unless the buyer/seller is known to me.
Pete.

[gingernut]

Afraid that is the case.
Just like cash.
If there is a Prosecution make sure the CPS ask the Court to compensate you.

[FattMann]

Bloody hell Dave, that is bad luck ,and indeed a wake up call to the rest of us.
That is why I now only deal face to face unless the buyer/seller is known to me.
Pete.

thanks Pete, Its the only bad deal I have ever had here, 99.9% of all here are has honest has the day is long, my bad lack to get this scumbag. I have contacted the Fos and the internett fraud unit, but boys in bluenot doing very much has far has I can see Did think of calling up to Nottingham were this guy lives, but I know I would loose my temper, so its better I dont.

[jassi]

A bad experience, but down to fraud, rather than problems with bank transfer. Pretty much the same thing would happen if you bought by paypal.

Face to face and an exchange of cash is the only way to guarantee safety and that often isn't feasible. Fortunately most people buying and selling on these forums are honest.


Ian

[BigDuncs]

A bad experience, but down to fraud, rather than problems with bank transfer. Pretty much the same thing would happen if you bought by paypal.

Face to face and an exchange of cash is the only way to guarantee safety and that often isn't feasible. Fortunately most people buying and selling on these forums are honest.


Ian

and dealing with someone who has a decent history on here can make the likelihood of something going wrong much less likely.

[hebhaggis]

Well 2 problems surface here ...
..the fraud-
- is bad enough . Somebody breaks the Law and can be identified then although nothing is 'clearly cut and dried ' , you are okay to persue them legally - the Police and the Courts . Real fraud - this happens very rarely .
- Making payments easily and cheaply is the most important and when I see people demanding Bank Transfer only I walk away - I have no idea where they bank , but when I inquired at mine , was left with the strong impression that it was unsafe by the staff , and also very costly . There is also the issue of my details being accessed by a third party ...fraud .

So nobody gets my Bank details - I use Cash or Paypal .
If an accident occurs and payments go ascue then yes its frustrating and a problem .
If fraud occurs then see note above and I stop worrying .

How this really REALLY affects us all , is when on national / international forums , people refuse now to post - face to face only .
Defeats the purpose of the Internet . I can afford to lose a little money . I cannot afford to lose out on a needed item for my collection - because somebody refuses a sale .

[FattMann]

and dealing with someone who has a decent history on here can make the likelihood of something going wrong much less likely.

sorry your wrong there , this guy had a sizeable post record so thats no advantage really is it

[martintheveg]

Back in August and early September I got scammeded on here ourt of £400 for an Evolution and scope that never arrivded the sciumbags been banded and its in the hands of the police so I wont bore you. I payded by bank transfer thinking (wrongly) that if it went wrong I would be covered has you are with a credit card Both my bank ( Barclays) and his HSBC seem unwilling to offer any recompence, even though no one in my bank told me I wasnt coverd when the cash was transfered So £400 down and now in the hands of the FOS. So be aware bank transfers may not be has safe has you think

Sorry to hear about this FattMan, that`s a lot of money to have stolen and I wish you luck with capturing this lowlife.
As a newbie I have no feedback on here at all but as an honest person the only thing I can do when buying or selling
on the internet is to ask people to check my feedback on the large auction site where I have over just a few years built
up an honest record of paying for goods immediately and honesty when selling, this also includes offering to take back
any goods a buyer is not happy with for any reason.
Purchasing face to face is not always possible of course and I would certainly hope I would not lose out on a pistol I
really fancy up for sale on this site because I was not to be trusted.
Yes, you have been very unlucky and I do not know how many scammers have frequented this board but I hope it is just
a case of "one bad apple"
Best of luck to you.