It can be next to useless even if you pay for it. This is because it's risk based. They will only back you if they deem they are likely to win. This isn't a given and they might decline to support you even if you're likely to win but the costs could be high.Originally Posted by angrybear
That's why you have the 3rd party cover,
And that's the important bit to have to protect YOU from other people claiming for damage.
All the BASC have dropped is the "legal expenses" cover which is basically the equivalent of these 'no win no fee' ambulance chasers, for most people.
If you have motor insurance it's an extra they ask if you want to add on & charge extra for having.
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