Back to the original question:
Shooting any reasonable quantity per year and don't just plink at 100, it will be better to reload - it won't be cheaper (especially if you factor in your time) but you will get a much more consistent round. I find the cost of components to be about the same as the cost of milsurp. Generally the worst reload* will out perform a good factory load for consistency, and that's what it is all about - consistency.
And besides, it gives me a good excuse to forget to do the chores and have few hours of peace on my own in the workshop. That is worth it even if the components double in cost and is better than yoga at relaxing me.
*by 'worst' I mean making the best you can on the cheapest equipment with average or better components - not some fool filling the cases with a spatula and levelling off, etc.
Good deals with: svincett, dave milne, Muskett, Dreben, roger.kerry, TALL, Helidave1, Chelseablue, Leeroy7031, Mousemann, pnuk, Practical, NEWFI, HOOGS, Webb22, lazybones1416 and deanw5262 among others. Thanks Guys.