The club I am talking about is already affiliated to the NSRA and has the requisite insurance. Personally, I have been a member of the NSRA for a long time. However, it is naive to think that insurance will pay out for every claim and it certainly would never cover the total cost of serious damage to the range or kit. The NSRA can barely afford to keep Aldersley or Lord Roberts Centre maintained so I would not rely on them to find us a new range if we lost ours. That is one of many reasons why clubs should be building up substantial funds for the future and why members should be willing to pay subs or range fees or both that allow those funds to be built up.